Margin Fee
Compare margin loan interest rates by coin and exchange · daily and annualized rates · updated every 30 minutes
Binance VIP Level
Auto-refreshes every 5 min · official public rate endpointsCross-checked against public exchange APIs: of these six exchanges, Binance is the only one whose public API discloses VIP-tiered margin rates that actually decrease with VIP level. OKX, Bybit, Bitget, Gate and KuCoin do not expose VIP-tiered rates in their public interfaces (OKX's public VIP endpoint returns an empty rate field) — for those, this page always shows the base (No-VIP) rate.
| Coin | binance | okx | bybit | bitget | gate | kucoin |
|---|---|---|---|---|---|---|
| BTC | 0.37% | 0.51% | 0.38% | 0.22% | 0.10% | — |
| ETH | 2.17% | 1.51% | 2.15% | 2.82% | 1.83% | — |
| USDT | 3.58% | 2.51% | 3.76% | 2.51% | 1.40% | 368.65% |
| USDC | 4.11% | 2.51% | 3.48% | 3.31% | 1.40% | — |
| SOL | 5.30% | 4.00% | 4.48% | 2.87% | 3.82% | 186.15% |
| XRP | 3.58% | 1.01% | 5.57% | 1.78% | 0.42% | — |
| BNB | 2.78% | 1.01% | 3.20% | 2.06% | 0.10% | — |
| DOGE | 3.45% | 1.01% | 4.61% | 2.48% | 0.12% | — |
| ADA | 4.45% | 1.01% | 6.11% | 2.31% | 0.26% | — |
| TRX | 13.41% | 23.61% | 20.85% | 6.69% | 1.32% | 182.50% |
| LTC | 2.84% | 1.01% | 4.02% | 2.90% | 0.22% | — |
| DOT | 1.51% | 1.01% | — | 1.46% | 0.62% | — |
| LINK | 0.61% | 1.01% | — | 4.06% | 0.10% | — |
| AVAX | 2.80% | 11.30% | — | 4.92% | 1.32% | — |
About Margin Fee
What is a margin fee?
It is the interest charged by an exchange when you borrow crypto or stablecoins to trade with leverage in a margin account. It is usually quoted as a daily rate and compounds over the borrowing period.
Why do margin rates differ between exchanges?
Each exchange sets its own borrowing rates based on its lending pool supply/demand, risk model and VIP fee schedule, so identical coins can have very different rates across venues.
Is a lower margin rate always better?
A lower rate reduces borrowing cost, but you should also check borrow limits, collateral ratio and liquidation rules, since these affect the real cost and risk of a leveraged position.
Margin fee (borrowing interest rate) is the cost charged by an exchange when a trader borrows funds to open a leveraged spot/margin position. Rates vary by coin, exchange and VIP tier; this page shows the base (No-VIP) public rate published by each exchange. Rates with no public data are left blank rather than assumed to be zero.