Margin Fee
Compare margin loan interest rates by coin and exchange · daily and annualized rates · updated every 30 minutes
Binance VIP Level
Auto-refreshes every 5 min · official public rate endpointsCross-checked against public exchange APIs: of these six exchanges, Binance is the only one whose public API discloses VIP-tiered margin rates that actually decrease with VIP level. OKX, Bybit, Bitget, Gate and KuCoin do not expose VIP-tiered rates in their public interfaces (OKX's public VIP endpoint returns an empty rate field) — for those, this page always shows the base (No-VIP) rate.
| Coin | binance | okx | bybit | bitget | gate | kucoin |
|---|---|---|---|---|---|---|
| BTC | 0.42% | 0.51% | 0.44% | 0.21% | 0.10% | 3.65% |
| ETH | 2.10% | 1.01% | 1.83% | 1.36% | 1.83% | 3.65% |
| USDT | 4.90% | 3.50% | 4.37% | 3.07% | 2.35% | 3.65% |
| USDC | 4.89% | 3.50% | 3.27% | 2.73% | 1.72% | 3.65% |
| SOL | 5.23% | 4.00% | 4.80% | 2.99% | 2.64% | 3.65% |
| XRP | 3.18% | 1.01% | 2.90% | 1.48% | 0.14% | 3.65% |
| BNB | 2.79% | 1.01% | 3.97% | 1.91% | 0.24% | 3.65% |
| DOGE | 3.36% | 1.01% | 3.63% | 2.58% | 0.12% | 3.65% |
| ADA | 4.35% | 1.01% | 6.54% | 1.60% | 0.37% | 3.65% |
| TRX | 11.43% | 15.10% | 17.77% | 8.03% | 1.33% | 3.65% |
| LTC | 2.79% | 1.01% | 4.34% | 1.61% | 0.20% | 3.65% |
| DOT | 0.63% | 1.01% | — | 1.01% | 0.88% | 3.65% |
| LINK | 0.50% | 1.01% | — | 2.19% | 0.10% | 3.65% |
| AVAX | 2.14% | 9.80% | 3.18% | 1.50% | 1.32% | 3.65% |
About Margin Fee
What is a margin fee?
It is the interest charged by an exchange when you borrow crypto or stablecoins to trade with leverage in a margin account. It is usually quoted as a daily rate and compounds over the borrowing period.
Why do margin rates differ between exchanges?
Each exchange sets its own borrowing rates based on its lending pool supply/demand, risk model and VIP fee schedule, so identical coins can have very different rates across venues.
Is a lower margin rate always better?
A lower rate reduces borrowing cost, but you should also check borrow limits, collateral ratio and liquidation rules, since these affect the real cost and risk of a leveraged position.
Margin fee (borrowing interest rate) is the cost charged by an exchange when a trader borrows funds to open a leveraged spot/margin position. Rates vary by coin, exchange and VIP tier; this page shows the base (No-VIP) public rate published by each exchange. Rates with no public data are left blank rather than assumed to be zero.