Margin Fee
Compare margin loan interest rates by coin and exchange · daily and annualized rates · updated every 30 minutes
Binance VIP Level
Auto-refreshes every 5 min · official public rate endpointsCross-checked against public exchange APIs: of these six exchanges, Binance is the only one whose public API discloses VIP-tiered margin rates that actually decrease with VIP level. OKX, Bybit, Bitget, Gate and KuCoin do not expose VIP-tiered rates in their public interfaces (OKX's public VIP endpoint returns an empty rate field) — for those, this page always shows the base (No-VIP) rate.
| Coin | binance | okx | bybit | bitget | gate | kucoin |
|---|---|---|---|---|---|---|
| BTC | 0.41% | 0.51% | 0.43% | 0.21% | 0.10% | 3.65% |
| ETH | 1.92% | 1.01% | 1.63% | 2.83% | 1.84% | 3.65% |
| USDT | 4.79% | 3.50% | 3.92% | 3.36% | 2.36% | 3.65% |
| USDC | 5.79% | 3.50% | 3.94% | 3.20% | 3.18% | 3.65% |
| SOL | 5.19% | 4.00% | 4.46% | 2.45% | 2.19% | 3.65% |
| XRP | 3.59% | 1.01% | 4.42% | 1.08% | 0.15% | 3.65% |
| BNB | 2.79% | 1.01% | 4.40% | 1.61% | 0.13% | 3.65% |
| DOGE | 3.48% | 1.01% | 5.39% | 1.87% | 0.10% | 3.65% |
| ADA | 3.95% | 1.01% | 6.23% | 2.80% | 0.18% | 3.65% |
| TRX | 10.15% | 11.50% | 15.78% | 7.93% | 1.26% | 3.65% |
| LTC | 2.59% | 1.01% | — | 1.76% | 0.20% | 3.65% |
| DOT | 1.32% | 1.01% | — | 1.05% | 0.88% | 3.65% |
| LINK | 0.53% | 1.01% | — | 2.13% | 0.11% | 3.65% |
| AVAX | 2.36% | 9.41% | — | 6.25% | 1.16% | 3.65% |
About Margin Fee
What is a margin fee?
It is the interest charged by an exchange when you borrow crypto or stablecoins to trade with leverage in a margin account. It is usually quoted as a daily rate and compounds over the borrowing period.
Why do margin rates differ between exchanges?
Each exchange sets its own borrowing rates based on its lending pool supply/demand, risk model and VIP fee schedule, so identical coins can have very different rates across venues.
Is a lower margin rate always better?
A lower rate reduces borrowing cost, but you should also check borrow limits, collateral ratio and liquidation rules, since these affect the real cost and risk of a leveraged position.
Margin fee (borrowing interest rate) is the cost charged by an exchange when a trader borrows funds to open a leveraged spot/margin position. Rates vary by coin, exchange and VIP tier; this page shows the base (No-VIP) public rate published by each exchange. Rates with no public data are left blank rather than assumed to be zero.